Mastercard Casinos in New Zealand

Using Mastercard for online gambling

Mastercard is a payment card issuing company that owns several other, smaller companies. All are related to the banking sector. Initially, it was an exclusively American company, but today, like MasterCard Worldwide, it is available in virtually every country in the world. This payment option is characterized by high security, ease of use, and numerous user loyalty programs. Popular banks in New Zealand collaborate with the company to offer their customers cards bearing the Mastercard logo.

The popularity of Mastercard has led us to use it in many aspects of our lives – from paying for everyday purchases in stores to topping up our online casino accounts. Paying with Mastercard is very convenient, and we often choose these cards. At least 50% of all credit card holders in New Zealand use Mastercard or banks that offer it. Furthermore, Mastercard cards can now also be obtained through fintech companies like Zen, which also contributes to the company’s overall popularity.

Why is it worth using Mastercard for online gaming?

MasterCard casinos in New Zealand are a pervasive topic. These cards are popular there because:

• They enable very quick and easy deposits, allowing you to continue playing on the site without delay.
• They allow you to collect points and receive rewards as part of the Priceless Moments program, Mastercard’s loyalty program.
• The card can also be used to withdraw winnings at many online casinos – this is currently one of the few credit card companies that allows this.
• By using this banking method in various casinos, you will be able to receive additional bonuses or promotions, or activate welcome offers that are not available for e-wallets or cryptocurrencies, for example.

These are the most compelling reasons that demonstrate why using MasterCard for online gaming makes sense.

How we rate online casinos that accept MasterCard

To ensure we evaluate each site fairly and based on the same criteria, we have several aspects we always check. It is through these parameters that we form our final opinion and decide whether to recommend a site or not.

• Security and licensing
  The most important aspect of every site we review is its security and whether it’s even a legal platform. We begin our tests by checking whether the site has a current license and which authority issued it. We also verify the fairness of the gambling games on the site, whether they have RNG certificates. Finally, we check whether the site has SSL security, which encrypts our data, and whether it has additional certifications from independent bodies such as eCOGRA.
• Bonuses
  A good casino must have attractive bonuses and promotions for its players. Even the best casinos accepting MasterCard, with thousands of games and excellent security, won’t be attractive to us and our readers without good promotions. We thoroughly research welcome bonuses, potential no-deposit bonuses, and offers for regular players – then honestly evaluate them, sharing information on whether they are profitable for players.
• MasterCard deposits and withdrawals
  Even if a casino offers this payment system, it may, for example, charge additional fees for using it or set very high deposit and withdrawal requirements, which are unprofitable for players. During our casino tests, we always check payment terms and test deposits ourselves!
• Game selection
  Good bonuses are half the battle – the other important half is the games the site offers. These should be as numerous as possible, and they should come from top developers. This way, the casino will always offer something interesting to try and play. The slots should also be diverse, from classic slots to modern live games and crash slots.
• Gaming on phones and tablets
  Mobile casino gaming with a NZ$10 minimum deposit, using Mastercard, is incredibly important – many online casino players currently prefer this type of gaming, enjoying themselves on their commute to work or during an afternoon lunch break. Convenient gaming on a phone or tablet is a crucial aspect for us, and we carefully evaluate it every time.

Most popular NZ casinos that accept MasterCard

Below, we present some of the most popular gambling sites that accept MasterCard payments. Playing there guarantees legal gaming, access to great promotions, and a flexible payment system.

These top MasterCard casinos in New Zealand are worth checking out when you first start your search for an online casino with this payment system – we are confident that no matter which site you start with, you will have many great hours playing pokies!

Our picks of NZ casinos accepting MasterCard payments

There are quite a few gambling sites that accept MasterCard, a significant portion of casinos these days. However, not all sites are worth checking out – in our opinion, when choosing a casino to play with cards, the following sites are worth considering.

AzurSlot Casino

AzurSlot Casino, founded in 2025, boasts an extensive library of over 7,000 games, comprising slots, table games, and live dealer games. New players can take advantage of an attractive welcome bonus of NZD 2,650, including + 250 free spins and three bonuses. The casino accepts Mastercard for both deposits and withdrawals, with a minimum withdrawal amount of NZD 40 and a maximum of NZD 14,000.

SpinLine Casino

SpinLine Casino is a modern online gambling platform offering a wide selection of casino games, including popular slots, table games, and a live casino section. The site boasts a total of 15,000 slots! New players can take advantage of a welcome package that includes a 280% bonus up to 1,300 NZD and 200 free spins, spread across their first four deposits. The minimum deposit is 100 NZD, and the wagering requirement is 40x. Players can deposit using MasterCard. Additionally, Spinline offers daily promotions, bonuses for VIP achievements, and the ability to make cryptocurrency transactions.

Kyngs Casino

Kyngs Casino, launched in 2024, attracts players with its classic style and extensive game offerings. New users can take advantage of a lucrative welcome package, including first and second deposit bonuses up to 10,000 NZD and 300 free spins. The casino offers a wide range of payment methods, including Mastercard, which can only be used for deposits, making it an attractive choice for those seeking a Mastercard online casino. The minimum deposit amount is 50 NZD. Kyngs Casino offers customer support through live chat and email.

Mastercard online casino bonuses

MasterCard online casinos offer their visitors various types of casino bonuses. Precisely for this reason, it’s challenging to create a universal classification of the bonuses players can receive. Regardless of which type of online casino MasterCard bonus you choose, the most important thing is to first read all the instructions before accepting a bonus and to understand the terms and conditions. In the next section, you can read more about the bonuses players can receive when using MasterCard as a payment method at an online casino.

• Welcome bonus
  A welcome bonus is a MasterCard casino bonus you receive when you register as a new customer at an online casino. It’s one of the most popular bonuses offered by Kiwi online casinos that pay quickly. You receive a welcome bonus after registering at an online casino, which you can use immediately, subject to the applicable terms and conditions. Be sure to read all the terms and conditions associated with the welcome bonus, as bonuses vary at each casino, and so do the associated rules.
• Free spins bonus
  With a free spins bonus, you can take several free spins on specific pokies. These are free spins and don’t require a deposit. You can find information about free spins on the online casino’s website. Be sure to read the terms and conditions associated with the online casino’s free spins, as these may vary from one casino to another.
• No deposit bonus
  With a no deposit bonus, you receive a certain amount of play money. These MasterCard casino bonuses allow you to try out games without wagering your own money. You can find more information about this bonus on the online casino’s website. Be sure to read the terms and conditions of the online casino’s no deposit bonus, as the bonus and its terms may vary from one casino to another.
• Weekly bonus
  A weekly bonus gives you a specific benefit valid for a week at an online casino. To use this bonus, you must first meet the required weekly terms and conditions. Popular weekly bonuses from online casinos include cashback offers on special days, holiday bonuses, and more. Be sure to check the terms and conditions for each bonus and how to use it at the online casino, as each bonus can vary between casinos and therefore have different terms and conditions.
• Cashback bonus
  Cashback bonus provides a refund of up to the amount you have lost. They can often be as high as 10 or 20%, so it is worth using Mastercard casino cashback bonuses to reduce the value of your losses.

Mastercard mobile casinos

Mobile casinos are becoming increasingly popular, allowing players to gamble and play at online casinos from anywhere in the world using their phones. The best MasterCard online casinos in New Zealand can be accessed through various software and devices. You can browse and play at online casinos through your browser, or if the online casino has an app, you can start playing directly on your phone. MasterCard enables mobile players to make payments to their online casinos directly from their phones. It’s also important to note that players enjoy the same security when playing on their phones as when playing on computers. Deposits with MasterCard can be made to an online casino in exactly the same way as on a computer. However, it’s essential first to check that the online casino accepts MasterCard before registering.

New Mastercard casinos

There are numerous advantages to playing at a new MasterCard casino. Many new MasterCard casinos have entered the market, known for their excellent designs and interfaces. They also offer a great selection of innovative games. Using MasterCard also offers players several benefits, such as extra insurance and lower fees.

How to get a MasterCard in New Zealand?

Obtaining a Mastercard in New Zealand isn’t difficult – in fact, anyone over the age of 18 can do it. How do you do it?

1. Select the account type and the bank where you would like to open an account. Each bank and account type has slightly different terms and conditions, including bonuses when opening an account. It’s worth exploring the various offers to ensure you get the best deal possible!
2. Apply for an account – these days, there are many ways to do this. The most convenient way is to apply online, without leaving home, or via a mobile app on your phone. The classic alternative is to open an account directly at a bank branch.
3. Sign the contract – for this, you will need an ID card, and in some cases, such as credit cards, the bank may also require proof of income.
4. Wait for your card to arrive and then activate it. Regardless of which option you used to open your account, you’ll receive your card by mail or at a branch within a few days. You’ll then need to activate your card, for example, using the bank’s mobile app.

Banks in New Zealand issuing Mastercard

Now that you know how to get your card, you might wonder which New Zealand banks issue Mastercard. In NZ, several major banks offer Mastercard credit and debit cards that can be used for both everyday purchases and online gambling transactions. Here’s a quick overview:

• ASB Bank – Offers ASB Visa and Mastercard credit cards, including options with rewards and travel benefits. Their debit cards are also compatible with online payments and mobile wallets, such as Apple Pay and Google Pay.
• Westpac NZ – Provides a wide range of Mastercard credit cards, including low-interest and rewards-based options. Westpac debit Mastercards can also be used for online casino deposits.
• Kiwibank – Offers Mastercard debit cards with full online and contactless functionality. Kiwibank also offers credit cards with competitive rates and robust online security features.
• ANZ New Zealand – One of the country’s largest banks, ANZ issues Visa credit cards, but also supports Mastercard debit cards for daily use and online transactions.
• TSB – TSB offers Visa debit and credit cards, which are widely accepted across NZ casinos. While not issuing Mastercard directly, some accounts support payments via Mastercard networks through third-party services like Apple Pay.
• The Cooperative Bank – Offers a Debit Mastercard with all standard online payment features. It’s a good option for those seeking a straightforward, secure card for everyday and gaming-related use.

Different types of MasterCards

Using Mastercard as a payment method in online casinos isn’t complicated, but it’s worth noting that the company itself offers a wide range of products. Whether or not you can use your card in an online casino depends on the card type, your bank, and the site you’re playing on. Therefore, it’s worth carefully considering which card to choose.

• Credit cards
  Mastercard credit cards are among the most commonly accepted payment methods at online casinos. They allow for instant deposits, allowing players to start playing immediately. Transactions are secure and protected by additional security measures, such as 3D Secure. However, it’s worth remembering that not all online casinos allow withdrawals to credit cards, and some banks may block gambling-related transactions. Furthermore, using credit cards may incur additional fees and interest if funds are not repaid on time.
• Debit cards
  They are one of the most convenient methods of depositing money into online casinos, as transactions are processed directly from the player’s bank balance. This allows users to control their spending and avoid debt. Most casinos accept debit cards for both deposits and withdrawals, although transaction times may vary depending on the bank.
• Prepaid cards
  This is an excellent alternative for those who want to use online casinos without providing their primary bank account details. These cards require pre-loading, allowing for complete control of their gaming budget. Prepaid Mastercards are widely accepted at online casinos.
• Gift cards
  Mastercard gift cards, including both physical gift cards and eGift cards, can be used to deposit money at online casinos, provided the operator accepts this payment method. Their main advantage is that they don’t require the provision of personal or banking information, which increases user anonymity. eGift cards are a virtual version of gift cards that can be purchased and used online. Unfortunately, most casinos don’t support gift card withdrawals, meaning players must choose another method to withdraw their winnings.

Mastercard casino deposits

The best online casinos that accept Mastercard in New Zealand offer a simple system for funding your account on the website. All you need to do is:

1. Log in or register at the casino. Remember, to play for real money, you must have a verified online casino account.
2. Once you are in your account, go to the deposits or payments section – the name of this section may vary depending on the site you are playing on.
3. From the available payment methods, select Mastercard.
4. Enter the amount you want to deposit – remember that it must be greater than the minimum deposit required on the site.
5. Provide the necessary transaction information, including the card number, security code, the cardholder’s name and surname, and the card expiration date. Confirm the payment at the casino.
6. If necessary, confirm the transaction in the bank’s mobile application as well.
7. Wait a moment and that’s it – the funds in your casino account will be available almost instantly, so you can continue enjoying pokies!

In our opinion, payments made this way are truly convenient and, most importantly, very fast. They’re also well-protected by both the casino and the Mastercard system, so we don’t have to worry about someone stealing our money or intercepting our data.

Mastercard casino withdrawals

You already know how to make casino payments using these cards. But what if you plan to use Mastercard withdrawals at online casinos? Don’t worry – this process is also simple!

1. Log in to your account and go to the payment section again, this time selecting the withdrawal option.
2. Select your Mastercard from the available options and enter your desired withdrawal amount. Remember, it must again meet the casino’s minimum withdrawal requirements.
3. Provide the necessary data for the transaction and confirm it.

The funds will be deposited into your account within a few days. Depending on the casino, it may take up to 2-3 business days.

Mastercard security

This payment method uses advanced data encryption to protect users from cyber threats. Two-factor authentication (2FA) enhances security by requiring an additional confirmation step for transactions. Anti-fraud systems monitor suspicious activity to prevent fraud. An additional layer of protection is the CVV code, located on the back of cards, which prevents unauthorized payments.

Mastercard transaction speed

Using Mastercard at online casinos ensures lightning-fast deposits that are processed in seconds. Withdrawals can take 1 to 5 business days, depending on the casino and bank. Some platforms offer expedited withdrawals , but this often involves additional fees or, for example, a certain loyalty program tier.

Additional fees associated with using Mastercard at online casinos

If you encounter additional fees at a casino when using MasterCard, these are often imposed by banks or third-party providers. Online casinos generally don’t charge additional fees for deposits. However, withdrawals or multiple transactions in a single day may incur additional fees. You can find out more about these fees in your casino’s terms and conditions.

Mastercard customer service

If you encounter any other issues or have any questions regarding MasterCard cards, it’s best to contact the company or your bank directly. They can be reached by phone or email Monday through Saturday, 8:00 a.m. to 10:00 p.m.

Possible problems with Mastercard transactions in casinos

Mastercard Casino is a simple payment system, so you’re unlikely to encounter any issues using it. However, if you do encounter a problem, solving it can be quite simple:

• My card was declined
  Some banks block online gambling transactions. It’s worth contacting your bank or trying a different payment method.
• I can’t withdraw my winnings
  Not all casinos support Mastercard withdrawals. Check the available options in the payment section or choose an alternative method, such as a bank transfer.
• I cannot remove Mastercard from my account
  In this case, please get in touch with the website’s customer service, which will be able to remove payment data from your profile.
• I’m unable to verify my Mastercard payment method
  Please upload a photo of your card with some details obscured. Additionally, some sites require KYC verification before making a credit card deposit. Make sure the casino accepts your card and contact support if you continue to have problems.

Pros and cons of using Mastercard at NZ online casinos

MasterCard online casino payments have many more advantages than disadvantages; however, we have compiled the most important ones for you on both sides below. We hope this will help you determine whether this is the correct payment method for you.

Alternative to using Mastercard in NZ online casinos

Not every site will offer Mastercard payments – others may have very high minimum deposit requirements or charge additional fees for this particular payment method. What if this happens? It’s worth using another payment method:

• Visa
  Visa is one of the most popular payment methods worldwide, operating similarly to Mastercard. Visa transactions are fast and widely accepted at online casinos for deposits and withdrawals.
• Maestro
  Maestro is a debit card from the same family as Mastercard, offering transactions that are equally secure. Although it’s less popular among online casinos, it’s still accepted by many sites.
• PaysafeCard
  PaysafeCard is a prepaid card that enables anonymous deposits without requiring personal or banking information. It’s ideal for players who value privacy and control over their spending but require prior purchase at a brick-and-mortar location, such as a kiosk.
• POLi
  POLi is a popular online payment method in New Zealand that enables users to make payments directly from their bank accounts, eliminating the need for a credit or debit card. It’s fast, secure, and doesn’t require registration. However, POLi is typically only available for deposits and not withdrawals.
• PayID
  PayID is increasingly supported by online casinos, especially those with ties to Australia and New Zealand. It allows users to deposit money via their mobile banking app using a phone number or email address linked to their bank account. It’s fast, safe, and user-friendly, though withdrawals are not always supported.
• Skrill
  Skrill enables fast and secure deposits and withdrawals at online casinos, eliminating the need to link a bank account. It offers low fees, added privacy, and wide acceptance. However, some casinos may exclude Skrill deposits from bonus offers, so be sure to check the terms and conditions before using it.

Tips and advice for using Mastercard in NZ online casinos

Mastercard is a reliable and widely accepted casino payment method in New Zealand. Just make sure to stay informed, track your transactions, and combine it with responsible gambling habits.

1. Use a debit Mastercard for better control
   Debit Mastercards link directly to your bank account, making it easier to manage spending and avoid interest charges. For many Kiwi players, this is a safer way to deposit without the risk of debt.
2. Choose NZ casinos that accept Mastercard for both deposits and withdrawals
   While most casinos accept Mastercard for deposits, not all allow withdrawals to the same card. Always check the Payment or Cashier section of the casino to see if Mastercard is supported for cashing out your winnings. If not, prepare an alternative method like a bank transfer or e-wallet.
3. Be Aware of foreign transaction fees
   Some NZ banks may charge foreign currency conversion or international transaction fees when you use your Mastercard at offshore casinos. Choose casinos that support NZD to minimise these charges, or check your card’s fee schedule beforehand.
4. Keep your card secure
   Use casinos that offer SSL encryption and have a proven track record of reliability. Look for a padlock icon in the browser bar before entering your card details. Additionally, consider enabling two-factor authentication or using tokenized mobile payments like Google Pay or Apple Pay with your Mastercard.
5. Avoid overuse to maintain your credit score
   If you’re using a Mastercard, avoid maxing out your limit on casino deposits. Regular, controlled usage helps maintain a good credit rating and keeps interest fees down.
6. Monitor your bank statements regularly
   Keep an eye on your bank statements to track casino transactions. This helps you stay on budget and also spot any unauthorised activity early.
7. Claim casino bonuses
   Many online casinos in NZ offer welcome bonuses or free spins for Mastercard deposits. However, some promotions may exclude credit card payments, so always read the bonus terms and conditions carefully.
8. Set limits within the casino
   To gamble responsibly, use the casino’s built-in tools to set deposit, loss, or session time limits. This is especially useful if you’re using Mastercard, as it’s easy to overspend with card payments.
9. Watch out for Mastercard block policies
   Some banks occasionally block transactions to offshore gambling sites. If your deposit fails, contact your bank or try another casino, or switch to a backup method like POLi or Neosurf.
10. Use a separate card if preferred
    Some players in NZ prefer using a dedicated Mastercard just for online gaming to keep finances separate and simplify tracking.

Final thoughts on Mastercard casinos in New Zealand

In summary, using Mastercard at online casinos in New Zealand is not only convenient and secure but also increasingly popular among players. In the future, we can expect even greater integration with modern payment technologies, further enhancing user convenience.

In most cases, money is paid out in casinos with Mastercard cards, so if you choose this payment method, you can use Mastercard on most NZ casino sites without any problems. Additionally, if you choose to do so, you can try a fast and free payment option that allows you to top up your account securely and anonymously.

By the way, you can even use it for payments, so you can safely initiate a withdrawal after you have made a payment. The good news is that in most cases, you don’t have to worry about being excluded from any bonuses, as is the case with some payment methods on online casino websites.

Therefore, we recommend using MasterCard for payment, whether you play on a mobile device or a computer. If you’d like to learn more about the best casinos accepting Mastercard, visit our website and read detailed reviews to choose the perfect place to play!